Digital assets move into core finance, survey finds

A survey of more than 1,000 global finance leaders found 72% believe companies must offer digital asset solutions to stay competitive. The poll included banks, asset managers, fintechs and corporates and covered adoption, stablecoins, tokenization and custody priorities.

Stablecoins were the most prominent use case, with 74% of respondents saying they can boost cash flow and unlock trapped capital. "That unanimity makes it clear that finance leaders are thinking about stablecoins as more than just a new way to execute payments," Ripple said, adding that institutions increasingly view them as tools for treasury management.

The findings suggest many financial firms are focusing less on whether to engage with digital assets and more on how to buy, build or partner for the infrastructure needed to support them. Around 47% of fintech respondents said they plan to build their own digital asset solutions, compared to 14% of corporates; 74% of corporates said they intend to work with external providers.

digital assets, stablecoins, tokenization, custody, treasury management, fintechs, asset managers, corporates, ripple, cash flow